Fino Payments Bank Share Price Target 2025 to 2040, Detailed Analysis

By Manish Karmkar

Published on:

Fino Payments Bank Share Price Target

Here, we are going to share Fino Payments Bank Share Price Target 2025, 2026, 2027, 2028, 2030, 2035, 2040 on the basis of its fundamental and technical analysis.

Fino Payments Bank Ltd, headquartered in Navi Mumbai, India, is a leading provider of digital banking and payment solutions. Established in 2006, it operates as a subsidiary of FINO PayTech Limited.

The bank provides a broad range of services, including savings and current accounts, digital payments, insurance products, and money transfer services.

Fino Payments Bank Share Key Information

Company NameFino Payments Bank Ltd.
HeadquartersNavi Mumbai, India
SectorsBank – Private
Market Cap₹ 2,853 Cr.
No. of Shares8.32 Cr.
Book Value₹ 80.63
Dividend Yield0%
ROCE11.74%
ROE14.74%
Face Value₹ 10
EPS (TTM)₹ 11.23
Profit Growth32.48%

Fino Payments Bank Business Sector

  • Digital Payments: Fino Payments Bank provides secure and user-friendly payment solutions.
  • Basic Banking Services: Savings and current accounts designed for individuals and small businesses.
  • Insurance and Loans: Offers small-ticket insurance policies like health, life, and accidental cover.

Board Members

  • Rishi Gupta – Managing Director & CEO
  • Rajat Kumar Jain – Part-Time Chairman & Independent Director
  • Ketan Merchant – Chief Financial Officer
  • Shailesh Pandey – Chief Operating Officer
  • Tejas Maniar – Chief Digital Officer
  • Pratima Pinto Thomas – Head of Human Resources
  • Basavraj Loni – Company Secretary & AVP Legal

Fino Payments Bank Share Quarterly Results

PARTICULARSJun 2024Sep 2024
Interest Earned 45.3347.75
Other Income 391.53407.66
Interest Expended 23.8925.05
Operating Expenses 388.70404.43
Total Provisions 00
Profit Before Tax 24.2725.93
Tax 04.78
Net Profit 24.2721.15
Net NPA % 00
Gross NPA % 00
Return on Assets % 0.710.61
NPM % 53.5444.29

Fino Payments Bank Company Profits and Losses

PARTICULARSMar 2023Mar 2024
Interest Earned 94.86150.05
Other Income 1,135.051,328.34
Interest Expended 47.3778.90
Operating Expenses 1,117.461,312.62
Total Provisions 00.56
Profit Before Tax 65.0986.30
Taxes 00.08
Net Profit 65.0986.22
Adjusted EPS (Rs.) 7.8210.36

Fino Payments Bank Share Price Target 2025-2040

YearInitial TargetYear-End Target
2025₹384.04₹427.83
2026₹454.67₹497.86
2027₹525.31₹568.90
2028₹595.13₹637.36
2029₹665.55₹702.33
2030₹721.33₹801.35
2035₹1326.26₹1507.77
2040₹2103.22₹2456.97

Fino Payments Bank Share Price Target 2025

Year/MonthPredicted Target
January 2025₹384.04
February 2025₹379.34
March 2025₹334.65
April 2025₹357.96
May 2025₹353.18
June 2025₹377.37
July 2025₹413.30
August 2025₹459.67
September 2025₹464.39
October 2025₹436.85
November 2025₹429.76
December 2025₹427.83

Based on the 2025 forecast, the initial target of Fino Payments Bank share can could be ₹384.04 and by the end of the year, the share price target is estimated to reach ₹427.83.

Fino Payments Bank Share Price Target 2026

Year/MonthPredicted Target
January 2026₹454.67
February 2026₹451.35
March 2026₹405.83
April 2026₹427.97
May 2026₹423.56
June 2026₹446.79
July 2026₹482.99
August 2026₹532.49
September 2026₹534.37
October 2026₹505.84
November 2026₹499.49
December 2026₹497.86

Based on the 2026 forecast, the initial target of Fino Payments Bank share can could be ₹454.67 and by the end of the year, the share price target is estimated to reach ₹497.86 .

Fino Payments Bank Share Price Target 2027

Year/MonthPredicted Target
January 2027₹525.31
February 2027₹522.36
March 2027₹475.67
April 2027₹497.33
May 2027₹492.21
June 2027₹518.56
July 2027₹550.62
August 2027₹601.23
September 2027₹605.49
October 2027₹575.44
November 2027₹569.82
December 2027₹568.90

Based on the 2027 forecast, the initial target of Fino Payments Bank share can could be ₹525.31 and by the end of the year, the share price target is estimated to reach ₹568.90.

Fino Payments Bank Share Price Target 2028

Year/MonthPredicted Target
January 2028₹595.13
February 2028₹593.46
March 2028₹546.32
April 2028₹568.49
May 2028₹564.88
June 2028₹588.97
July 2028₹625.49
August 2028₹673.54
September 2028₹676.19
October 2028₹646.64
November 2028₹640.11
December 2028₹637.36

Based on the 2028 forecast, the initial target of Fino Payments Bank share can could be ₹595.13 and by the end of the year, the share price target is estimated to reach ₹637.36.

Fino Payments Bank Share Price Target 2029

Year/MonthPredicted Target
January 2029₹665.55
February 2029₹663.21
March 2029₹616.53
April 2029₹639.56
May 2029₹635.48
June 2029₹657.93
July 2029₹694.25
August 2029₹743.64
September 2029₹747.55
October 2029₹741.25
November 2029₹716.37
December 2029₹702.33

Based on the 2029 forecast, the initial target of Fino Payments Bank share can could be ₹665.55 and by the end of the year, the share price target is estimated to reach ₹702.33.

Fino Payments Bank Share Price Target 2030

Year/MonthPredicted Target
January 2030₹721.33
February 2030₹727.56
March 2030₹746.03
April 2030₹754.34
May 2030₹774.35
June 2030₹778.56
July 2030₹781.94
August 2030₹788.65
September 2030₹789.25
October 2030₹791.26
November 2030₹797.26
December 2030₹801.35

Based on the 2030 forecast, the initial target of Fino Payments Bank share can could be ₹721.33 and by the end of the year, the share price target is estimated to reach ₹801.35.

Fino Payments Bank Share Price Target 2035

Year/MonthPredicted Target
January 2035₹1326.26
April 2035₹1398.78
July 2035₹1456.28
October 2035₹1493.58
December 2035₹1507.77

Based on the 2035 forecast, the initial target of Fino Payments Bank share can could be ₹1326.26 and by the end of the year, the share price target is estimated to reach ₹1507.77.

Fino Payments Bank Share Price Target 2040

Year/MonthPredicted Target
January 2040₹2103.22
April 2040₹2196.56
July 2040₹2235.15
October 2040₹2365.56
December 2040₹2456.97

Based on the 2040 forecast, the initial target of Fino Payments Bank share can could be ₹2103.22 and by the end of the year, the share price target is estimated to reach ₹2456.97.

Fino Payments Bank Shareholding Pattern

TermsPercentage
Promoters75%
FIIs4.2%
DIIs6.14%
Others0%
Public14.64%

Fino Payments Bank Company Competitors

  • South Indian Bank
  • CSB Bank
  • Jana Small Fin. Bank
  • DCB Bank
  • ESAF Small Finance
  • Capital Small Fin.
  • Dhanlaxmi Bank

Bull Case of Fino Payments Bank (Reasons to Invest)

  • The bank has maintained a respectable ROA of 3.08% during the last three years.
  • The bank is actively managing its non-performing assets, with an average NET NPA of 0% during the last three years.

Bear Case of Fino Payments Bank (Risks Involved)

  • A high 93.79% cost-to-income ratio.
  • Poor advance growth of -19.42% during the last three years.

Fino Payments Bank Share Price Target: FAQ

What will be the target of Fino Payments Bank Share for the year 2025?

By the end of the year 2025, its share price can reach ₹427.83.

What will be the target of Fino Payments Bank Share for the year 2026?

By the end of the year 2026, its share price can reach ₹497.86.

What will be the target of Fino Payments Bank Share for the year 2027?

By the end of the year 2027, its share price can reach ₹568.90.

What will be the target of Fino Payments Bank Share for the year 2028?

By the end of the year 2028, its share price can reach ₹637.36.

What will be the target of Fino Payments Bank Share for the year 2029?

By the end of the year 2029, its share price can reach ₹702.33.

What will be the target of Fino Payments Bank Share for the year 2030?

By the end of the year 2030 its share price can reach ₹801.35.

What is the Current market cap of Fino Payments Bank company?

At present the market cap of this company is ₹ 2,853 Cr.

What is the NSE symbol of Fino Payments Bank company?

The symbol of this company in NSE exchange is FINOPB.

What is the BSE symbol of Fino Payments Bank company?

The symbol of this company in BSE exchange is 543386 .

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